Buyer’s Tips

Home Buyers Road Map

  • Step1: Decide to Buy

    Purchasing a home is one of the biggest financial decisions people will make in their lifetime. Buying a home can be complex and requires a lot of paperwork. Ask yourself these questions to ensure that you are making the right decision. Are you tired of paying rent? Have you decided to pay your own mortgage not your landlord’s? Would you like a larger yard? Have you outgrown your current home? Would you rather live in a different area? Do you want to shorten your commute? Once you have made the decision to move forward you can have peace of mind knowing you made the right decision.

  • Step2: Prepare to Buy

    Once you have made the decision to purchase a home the next step is to prepare yourself for the home buying experience. Be sure to gather all documents that might be requested by the mortgage broker such as financial statements, recent pay stubs, tax returns for prior two years, credit cards, auto loans and 401K statements. Before looking for homes you should obtain a loan pre-qualification from a licensed mortgage professional. We will be happy to recommend experienced, knowledgeable lenders in the residential, construction and investment real estate fields. It is important that you are approaching your purchase from a place of financial stability so now is not a good time to make sudden career changes or large purchases.

  • Step3: Choosing an Agent

    Once you have made the decision to purchase a home the next step is to prepare yourself for the home buying experience. Be sure to gather all documents that might be requested by the mortgage broker such as financial statements, recent pay stubs, tax returns for prior two years, credit cards, auto loans and 401K statements. Before looking for homes you should obtain a loan pre-qualification from a licensed mortgage professional. We will be happy to recommend experienced, knowledgeable lenders in the residential, construction and investment real estate fields. It is important that you are approaching your purchase from a place of financial stability so now is not a good time to make sudden career changes or large purchases.

CONGRATULATIONS, you are a homeowner!